This new and easy option to our Single Family Mortgage Program provides a cash assistance grant equal to a maximum of 4% of the loan amount to help borrowers defray the cost of down payment, closing costs, and prepaid escrow expenses associated with purchasing a home. Borrowers must contribute a minimum of 1% (based on purchase price) using their own funds (excluding gifts).  No cash back is allowed at closing.  Income, purchase price and all other guidelines follow the Single Family Mortgage Program.  However, this grant is a gift, so the only adjustment to your payment is a small increase in the interest rate.  

Just ask one of Harmony's agents for further information regarding financing.

We're here to assisst you at every step.